Gratuity Tax Exemption (2026): Rs 20 Lakh Limit, Formula & Rules
Gratuity tax exemption explained: Rs 20 lakh lifetime limit for private employees, full exemption for government staff, 15/26 formula, worked examples, and both-regime treatment.
Income Tax, GST & Finance Guides for India
Form 12BB (Now Form 124): Investment Declaration to Your Employer for Correct Salary TDS (2026)
Form 12BB is now Form 124. What salaried employees declare to their employer, when proofs are due, and what happens if you skip it.
Clubbing of Income in India (2026): Spouse, Minor Child, HUF Rules & Section 99 Explained
Clubbing of income explained: how spouse, minor child and HUF income is added to your return, the Rs 1,500 exemption, and Section 99 rules in 2026.
GSTR-1 vs GSTR-3B: Difference, Due Dates and How They Work Together (2026)
GSTR-1 lists what you sold; GSTR-3B is where you pay net GST. Due dates, filing order, QRMP dates and mismatch notices explained in simple words.
REIT and InvIT Taxation in India (2026): Interest, Dividend, Rent, Debt Repayment & Capital Gains Explained
REIT and InvIT payouts are split into interest, dividend, rent and debt repayment, and each part is taxed differently. This guide explains the slab-rate parts, the April 2026 dividend exemption, TDS and capital gains on selling units.
ESOP and RSU Taxation in India (2026): Two-Stage Tax, Perquisite Rules & Foreign RSU Disclosure
ESOP taxation India explained: perquisite at exercise, RSU tax at vesting, capital gains at sale, startup deferral and Schedule FA for foreign RSUs.
ULIP Taxation in India (2026): 80C, 10(10D) and the ₹2.5 Lakh Rule Explained
ULIP maturity tax-free or taxed? This guide explains 80C, Section 10(10D), the ₹2.5 lakh rule, TDS and surrender rules for ULIPs in India in 2026.
Tax on Lottery Winnings in India (2026): 30% Rule, TDS, Online Gaming & ITR Rules
Lottery winnings in India face a flat 30% tax plus cess. This guide covers the Rs 10,000 TDS rule, online gaming tax, prizes in kind, and how to report winnings in your ITR.
PPF Tax Benefits (2026): EEE Status, Interest, Withdrawal & New Act Rules
PPF tax benefits explained: EEE status, 7.1% tax-free interest, Rs 1.5 lakh Section 123 deduction, and withdrawal rules for 2026.
Form 15G and Form 15H: How to Submit to Avoid TDS on FD Interest (2026)
Form 15G is for residents below 60 and HUFs; Form 15H is for senior citizens 60 and above. Submit the right form to every bank once a year to stop TDS on FD interest.