Sovereign Gold Bond Tax (2026): Maturity, Interest & Redemption Rules Explained
Sovereign gold bond tax in 2026: interest taxed yearly at slab rate, maturity gains tax-free only for original subscribers, 12.5% LTCG for secondary buyers.
Income Tax, GST & Finance Guides for India
Sukanya Samriddhi Yojana (SSY) Tax Benefits 2026: 8.2% Interest, EEE Status & 80C Rules
SSY tax benefits 2026: 8.2% interest, full EEE tax-free status, Rs 1.5 lakh 80C deduction in the old regime, withdrawal rules and maturity explained.
Section 80DD Deduction (2026): Rs 75,000 / Rs 1,25,000 for a Dependant with Disability, Form 10-IA & Section 127
Section 80DD gives a fixed Rs 75,000 deduction (Rs 1,25,000 for severe disability) for a dependant with disability. Who can claim, certificate rules, and Section 127 explained.
Section 80U Deduction (2026): Rs 75,000 / Rs 1,25,000 for Persons with Disability, Form 10-IA & Section 154
Section 80U gives a fixed Rs 75,000 deduction for disability of 40% or more and Rs 1,25,000 for severe disability of 80% or more. Eligibility, Form 10-IA certificate rules and old-regime conditions explained.
Section 54 Capital Gains Exemption (2026): Save Tax on House Sale, Rs 10 Crore Cap & Section 82
Section 54 lets you skip long-term capital gains tax when you sell a house and buy another one in India. Timelines, Rs 10 crore cap, two-house rule and CGAS explained.
Section 80DDB Deduction (Now Section 128): Diseases List, Rs 40,000/1,00,000 Limits & Certificate Rules
Section 80DDB lets resident individuals and HUFs deduct medical spending on specified diseases — up to Rs 40,000, or Rs 1,00,000 for senior citizens — under the old tax regime.
44AD Presumptive Tax for Small Businesses (2026): 6% and 8% Rates, Rs 3 Crore Limit and Who Cannot Use It
Section 44AD lets small businesses declare 6% of digital and 8% of cash turnover as income instead of tracking every expense. Turnover limits, eligibility, ITR-4 and the 5-year rule explained.
GST Refund Claim (2026): How to File RFD-01, Time Limit, Types & Status Check
A GST refund claim gets back tax you paid but do not owe. Learn how to file RFD-01, the 2-year time limit, refund types, documents, and status tracking.
Mutual Fund Taxation in India (2026): Equity, Debt & Hybrid Rates, SIP, SWP & Dividend Rules
Mutual fund taxation in India (2026): equity funds at 20% short-term and 12.5% long-term above Rs 1.25 lakh, debt funds at slab rate, plus SIP, SWP and dividend rules in simple words.
80TTA vs 80TTB: Savings & Deposit Interest Deduction Limits, Rules and Section 153 (2026)
80TTA gives up to ₹10,000 on savings interest; 80TTB gives resident seniors up to ₹50,000 on savings, FD and RD interest. Old regime only — and both merge into Section 153 from 2026-27.